Population: 870,000+
Estimates only — actual rates vary by profile and carrier.
Auto: $2,300–$3,100/yr
Homeowners: $1,400–$2,600/yr
Use cost estimatorCalifornia insurance markets face wildfire moratoriums, FAIR Plan usage, and strict consumer protections. Earthquake coverage is optional but widely recommended. Auto rates reflect dense urban traffic and theft exposure.
Full California guide →San Francisco, CA
Licensed CA agency specializing in auto & homeowners coverage for families and businesses.
26 reviews · 7 years in business
Captive Agent · Personal Lines
San Francisco, CA
Licensed CA agency specializing in auto & homeowners coverage for families and businesses.
96 reviews · 17 years in business
Captive Agent · Personal Lines
San Francisco, CA
Licensed CA agency specializing in auto & homeowners coverage for families and businesses.
166 reviews · 27 years in business
Captive Agent · Personal Lines
San Francisco, CA
Licensed CA agency specializing in auto & homeowners coverage for families and businesses.
56 reviews · 37 years in business
Captive Agent · Personal Lines
San Francisco, CA
Licensed CA agency specializing in auto & homeowners coverage for families and businesses.
126 reviews · 12 years in business
Captive Agent · Personal Lines