Banks headquartered in Wyoming often understand local markets, branch networks, and community lending needs.
•Bank of Commerce
•Bank Of Jackson Hole Trust
•Bank of Star Valley
•Big Horn Federal Savings Bank
Use the "HQ in WY" filter
Best for long-term stability
Institutions with decades of continuous FDIC insurance demonstrate resilience through multiple economic cycles.
•Central Bank and Trust
•Cowboy State Bank
•Farmers State Bank
•First Northern Bank of Wyoming
Sort by "Oldest First"
National bank charters (OCC)
OCC-regulated national banks often offer coast-to-coast digital banking and standardized product lines.
•Big Horn Federal Savings Bank
•First Federal Bank & Trust
•First National Bank of Gillette
•Hilltop National Bank
Filter by OCC regulator
Newer market entrants
Recently FDIC-insured institutions may offer competitive digital features and modern mobile experiences.
Filter "After 2010"
Primary regulator breakdown for FDIC banks in Wyoming
Regulator
Institutions
Share
Federal Reserve
15
63%
OCC
5
21%
FDIC
4
17%
Wyoming homebuyer
Recommended for Wyoming homeowners
Start with 24 banks headquartered in Wyoming for local branch access, then compare mortgage rates using our free calculators before choosing where to bank.
Sourced directly from FDIC data • 100% Free & Transparent
FDIC Insured Banks in Wyoming (2026)Verified List & Insights
24 FDIC-insured institutions • 24 headquartered in Wyoming • Oldest: Central Bank and Trust (January 1, 1934)
Updated 2026-06-26 • No paid placements • Verify at FDIC BankFind
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Top 5 Oldest in Wyoming
1. Central Bank and Trust01/01/1934
2. Cowboy State Bank01/01/1934
3. Farmers State Bank01/01/1934
4. First Northern Bank of Wyoming01/01/1934
5. Pinnacle Bank - Wyoming01/01/1934
Educational resources about FDIC insurance and banking in Wyoming
FDIC Insurance Explained
The FDIC insures deposits at member banks up to $250,000 per depositor, per insured institution, for each ownership category — including checking, savings, CDs, and money market accounts. Coverage is automatic when you bank at an FDIC-insured institution.
How to Choose a Bank in Wyoming
Confirm FDIC insurance via certificate number on FDIC BankFind.
Decide if you prefer a bank headquartered in Wyoming or a national chain.
Compare regulators (OCC, Federal Reserve, FDIC) for charter type context.
Review branch access, digital tools, and fee schedules on the bank website.
Use our mortgage calculators to estimate payments before opening accounts.
How We Verify These Banks
Every institution is sourced from official FDIC BankFind records. We publish certificate numbers, insurance dates, regulators, and headquarters with direct verification links. LenderTrustHub does not accept paid placements — rankings reflect data, not advertising.
This directory lists 24 FDIC-insured institutions associated with Wyoming, including 24 with headquarters in the state. Lists may include out-of-state banks that operate branches or serve customers in Wyoming.
What does FDIC insurance mean for depositors?
FDIC insurance protects eligible deposits up to $250,000 per depositor, per insured bank, for each ownership category. Coverage applies when an FDIC-insured institution fails.
How do I verify a bank on the official FDIC website?
Each listing includes an FDIC certificate number. Click the certificate link or visit banks.data.fdic.gov/bankfind-suite/bankfind and search by that number for official records.
Does LenderTrustHub accept paid bank placements?
No. This directory is free and transparent. Institutions are listed based on official FDIC data — not advertising fees or sponsorships.
Can I find mortgage lenders in Wyoming too?
Yes. After reviewing FDIC-insured banks, explore our verified mortgage lender directory and calculators for Wyoming to compare lending options.
Are all banks listed actually located in Wyoming?
This directory includes every FDIC-insured institution serving Wyoming, including national banks headquartered elsewhere that operate branches in the state. Use the "HQ in WY" filter to show only banks headquartered locally.
What is the difference between OCC, Federal Reserve, and FDIC regulators?
OCC supervises national bank charters, the Federal Reserve oversees state-chartered banks that are members of the Fed system, and the FDIC directly supervises many state-chartered non-member banks. All three can oversee FDIC-insured institutions.
How often is the Wyoming bank list updated?
We sync with official FDIC BankFind records and display the last-updated date at the top of each page. Always verify critical decisions using the certificate link on each listing.