Mortgage Lenders in Florida (2026)

Top 1% Miami originator for jumbo, 203k renovation, and urban luxury purchases — Miami Herald award winner.

Fort Lauderdale broker with 38+ years serving foreign national, DSCR, jumbo, and self-employed South Florida buyers.

Locally owned Jacksonville broker — NAMB Broker of the Year 2025 with multiple Best in Jacksonville awards.

Davie-based transparency advocate for self-employed borrowers and first-time buyers across Broward.

Boca Raton direct wholesale broker for luxury waterfront, jumbo, and self-employed coastal buyers.

Wesley Chapel broker with 500+ five-star Google reviews — niche programs for first responders, educators, and 1099 borrowers.

Veteran-owned Jacksonville broker with 1,000+ five-star reviews and fast approval focus.

Premier Panama City Beach broker with 21+ years serving the Emerald Coast — beach, military, and investor expertise.

Weston-based lender with ~10-day clear-to-close capability for competitive Broward purchase offers.

Top 10 national lender headquartered downtown Orlando — FHA, VA, conventional, and jumbo with local Central FL roots.

Tampa Westshore independent broker — 5.0/5 from 290+ reviews for speed, rates, and first-time buyer support.

Dedicated Jacksonville VA specialist — purchase and refinance for Northeast Florida veterans.

VA-only specialist serving veterans and military families across South Florida from Broward.

Multi-lingual broker for foreign national, ITIN, and DPA programs across Miami-Dade and Broward.

Delray Beach branch with 20+ years tri-county expertise across Palm Beach, Broward, and Miami-Dade.

Independent Orlando broker led by Shahram Sondi (20+ years) with standout Zillow reviews for speed and communication.

Dedicated Tampa Bay VA specialist — purchase and refinance for veterans near MacDill and across Hillsborough.

VA and physician program specialists serving military communities near NAS Jacksonville and Mayport.

Dedicated Panhandle VA specialist serving Eglin, Hurlburt, and military communities across Northwest Florida.

Independent Fort Lauderdale brokerage praised for smooth purchase and refinance closings in Broward.

Wholesale broker with strong FHA/VA programs and 280+ five-star reviews across South Florida.

High-velocity conventional pre-approvals for competitive Palm Beach and Broward purchase markets.

Orlando VA branch (Kirkman Rd) — VA purchase and refinance exclusively for Orange County veterans.

Ranked Top 3 mortgage broker in Tampa — independent brokerage for homeowners and investors.

Nationally leading VA lender with strong Jacksonville presence near NAS Jacksonville and Mayport.

Brickell brokerage specializing in foreign national and international buyer financing for Miami-Dade luxury markets.

Palm Beach luxury specialist with roots to 1985 — jumbo, coastal barrier islands, and historic properties.

Wholesale broker with 4.9 Google rating — first-time buyer focus and ~26-day close claims in Central FL.

Nationally recognized VA leader with strong Tampa presence near MacDill AFB.

Jacksonville independent brokerage — personalized service and strong local tenure on the First Coast.

Panama City branch with excellent client ratings and experienced Panhandle originator team.

North Miami family-oriented broker with high marks for communication and process support.

Purchase-focused lender with dedicated South Florida unit — trusted by local agents for on-time closings.

Multiple Orlando branches (Vineland, Universal, Avalon Park) with 4.9/5 service ratings and high volume.

Top 10 national lender with established Tampa Bay operations — FHA, VA, conventional, and jumbo.

Tampa Bay fast-closing specialist — high-volume local origination with 14-day close capability.

High-volume Jacksonville branches with 4.9+ ratings and strong purchase/refinance service.

Top national lender with dedicated Panhandle loan officers — Bay, Okaloosa, and Walton branch access.

Military-affiliated credit union near Eglin AFB — VA and conventional loans with no origination fees.

Pensacola-area independent broker — deep Panhandle market knowledge for beach, military, and retirement buyers.

Serving Central Florida since ~1990 — longstanding Orlando lender for FHA, VA, and conventional residential loans.

Multiple Tampa branches with 4.9+ ratings and high-volume purchase/refinance service.

Top-ranked national lender with established Jacksonville branches and full residential product menu.

Veteran-centric lending for NAS Pensacola, Eglin, and Hurlburt Field military families across the Panhandle.

Enterprise lender with Jacksonville, Tampa, and Orlando branches — FHA, VA, and DPA programs statewide.

Miami-focused broker for tailored home loans and refinances with competitive rate positioning.

Long-tenured Orlando team (Eddie Fernandez lineage) with deep Orange County purchase and refinance expertise.

Top-ranked national lender with strong Tampa Bay loan officer team and full product menu.

Top 10 national lender with Northeast Florida operations — FHA, VA, conventional, and jumbo.

Local community credit union with competitive member rates for residential and VA home loans in Bay County.

Central Florida lender with flexible self-employed and VA programs for Orlando-area buyers.

Tampa office focused on transparent, competitive low-rate programs for all buyer types.

Military-affiliated credit union — preferred choice for families near NAS Jacksonville and Mayport.

Top 10 national lender with Panhandle operations — FHA, VA, conventional, and jumbo across the Emerald Coast.

Orlando office brokerage as part of broader Florida mortgage operations — convenient Central FL access.